Have you taken out a PCP (Personal Contract Purchase) agreement for a car in the past 10 years? You may have been mis-sold — and could be owed money.

🚨 What Is Mis-Sold Car Finance?

Mis-selling happens when a car dealership or finance broker fails to give you the right information when selling you a finance deal. In many cases, they’ve added hidden commissions to your loan — without telling you.

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⚠️ 5 Signs You May Have Been Mis-Sold PCP Car Finance

1. No one told you about commission

   • Many dealers earn a hidden commission for recommending a particular finance provider. If you weren’t told, it’s a red flag.

2. Your interest rate wasn’t properly explained

   • Some dealers inflate interest rates to increase their own commission.

3. You felt pressured into the deal

   • If the deal was rushed or pushed on you, and you didn’t understand your options, that’s mis-selling.

4. You weren’t offered alternatives

   • Were you offered HP or cash as options — or just pushed into PCP?

5. You didn’t receive full documentation

   • Missing or unclear paperwork is common in mis-sold agreements.

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💷 How Much Could You Claim?

Some customers have reclaimed £500–£5,000 or more, depending on:

• The length of the agreement

• The value of the car

• The amount of hidden commission

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✅ What to Do Next

If any of the above sounds familiar, it’s worth checking if you’re eligible. The process is quick and there’s no risk — no win, no fee.

👉 Start your free eligibility check now